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The Ransomware Threat
The Ransomware Threat
January 2, 2017
Cybercrime has reached a new level.
Imagine cybercriminals holding your files for ransom. It sou

John J. Diak, CFP®
Jan 10, 20173 min read


Estate Planning for Your Digital Assets
Estate Planning for Your Digital Assets
January 4, 2017
Have you addressed this issue?
Social media and email accounts. Creative works,

John J. Diak, CFP®
Jan 9, 20174 min read


Protecting Yourself Against Cyberattacks
25% of Americans were cyberhacked between March 2014 and March 2015. The American Institute of CPAs announced that alarming discovery in Apr

John J. Diak, CFP®
Jan 4, 20173 min read


Has Your Identity Been Stolen?
According to data compiled by Norton, cybercrime hits over 74 million Americans annually. You know you have been victimized when you get tha

John J. Diak, CFP®
Jan 3, 20173 min read


Financial Gifts That Keep on Giving
This is the time of year where the holidays come back-to-back, and the season of gift giving is arriving fast. In the last few years there

John J. Diak, CFP®
Nov 21, 20163 min read


How to Beat Holiday Stress
The holidays are here! For some, that gives warm and fuzzy thoughts of a fat man in a red suit and delicious family dinners. For others, it

John J. Diak, CFP®
Nov 14, 20163 min read


What Can a Dollar Buy? Depends on Where You Live
You know that $25,000 car you've had your eye on? In just 10 years, it could cost almost $34,000, assuming prices rise by a mere 3% per year

John J. Diak, CFP®
Nov 7, 20163 min read


Why More Americans Don't Own Life Insurance
It is well documented that Americans in general are underprepared financially for retirement. Yet less attention is given to the fact...

John J. Diak, CFP®
Oct 5, 20164 min read


Buying Life Insurance: What Kind and How Much?
You are likely to need life insurance if others depend on you for financial support, if you provide your family with such services as...

John J. Diak, CFP®
Sep 28, 20163 min read


Buying a Car
A new car could be the most expensive purchase you make apart from housing. Before you go off with the first vehicle that catches your...

John J. Diak, CFP®
Sep 26, 20163 min read


Interest Rates Drop on Federal Student Loans
Families with students heading off to college this fall take note: The interest rates on all newly-issued federal loans have been reduced fo

John J. Diak, CFP®
Sep 10, 20163 min read


Saving for a Sunny Day
Saving for short-term goals requires a different approach than long-term investing. This article includes tips for building savings...

John J. Diak, CFP®
Aug 15, 20167 min read


Wealth Transfer in a Low-rate Environment
Despite the recent decision by the Federal Reserve to begin raising interest rates, there are still ways to transfer wealth that are best...

John J. Diak, CFP®
Jul 6, 20163 min read


Will Debt Hinder Your Retirement Outlook?
Recent research shows that individuals over age 65 are carrying more debt today than they did a decade ago. How might this reality play...

John J. Diak, CFP®
Jun 28, 20162 min read


Health Savings Accounts: Get to Know These Versatile Savings Tools
Health savings accounts are a popular resource commonly used by individuals covered by a high-deductible health plan. Whether you have...

John J. Diak, CFP®
May 23, 20164 min read


Investing Long Term? Don't Overlook the Inflation Factor!
Inflation can eat away at your savings. This report explains how you can defend against inflation. A penny saved is a penny earned,...

John J. Diak, CFP®
May 2, 20165 min read


Plan Ahead for Gift Giving
People may think of holidays and birthdays as the major gift-giving occasions. But there are events that occur throughout the year that...

John J. Diak, CFP®
Mar 28, 20164 min read


I'm a Single Parent. How Can I Get Ahead Financially?
As a single parent, you need to understand the financial strategies that can stretch your income and help you lay the groundwork for a...

John J. Diak, CFP®
Mar 15, 20162 min read


Millennials: The "Slow and Steady" Generation of Investors
With some $30 trillion poised to change hands over the next several decades from parents and grandparents to so-called Millennials --...

John J. Diak, CFP®
Mar 8, 20163 min read


Make the Most of Your 401(k)
As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to...

John J. Diak, CFP®
Mar 7, 20164 min read
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