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Should You Skip Required Minimum Distributions for 2020?

John J. Diak, CFP®

Aug 17
4 min

Should You Skip Required Minimum Distributions for 2020?

The CARES Act RMD waiver gives retirees the breathing room they deserve as their account values hopefully recover.

John J. Diak, CFP®

May 26
4 min

Dividend Versus Growth Investments

A point of confusion for novice investors is sorting out the differences between dividend versus growth investments and determining which to

What are the Differences Between an Individual Stock and ETF?

John J. Diak, CFP®

Apr 28
5 min

What are the Differences Between an Individual Stock and ETF?

Learning about other common investing vehicles, such as ETFs and how they may be a good alternative, could prove to add a greater return.

Why It’s Important to Diversify Your Investments

John J. Diak, CFP®

Mar 10
4 min

Why It’s Important to Diversify Your Investments

Diversification is an investment strategy seeks to reduce risk and maximize return for long-term investments such as retirement accounts.

The Trouble With Forecasting The Market’s Future

John J. Diak, CFP®

Feb 20
3 min

The Trouble With Forecasting The Market’s Future

The key to smart investing comes from looking to the market itself for insightful information rather than by making predictions or guesses.

What New Investors Need to Know About Asset Allocation

John J. Diak, CFP®

Jan 21
6 min

What New Investors Need to Know About Asset Allocation

Having an investment plan that prioritizes asset allocation will improve your chances of long-term success.

What if Capital Gains Were Indexed to Inflation?

John J. Diak, CFP®

Nov 20, 2018
2 min

What if Capital Gains Were Indexed to Inflation?

The indexing of capital gains to inflation has seen renewed interest of late. If the idea got the green light, that could hand investors a

John J. Diak, CFP®

Aug 6, 2018
4 min

Should You Leave Your IRA to a Child?

Can a child inherit an IRA? The answer is yes, though they cannot legally own the IRA and its invested assets. It can get complicated.

John J. Diak, CFP®

Jul 3, 2018
3 min

Choosing a Financial Professional

When we buy a car or a house, consider a school for our children, or plan our next vacation we take our time, shop around, and consider our

John J. Diak, CFP®

May 29, 2018
3 min

Adjusting Your Portfolio as You Age

As you approach retirement, it may be time to pay more attention to investment risk. Rebalancing your portfolio with your time horizon in mi

John J. Diak, CFP®

Apr 10, 2018
10 min

2018: A First Quarter Review

Stocks rallied in January, corrected in February, and slumped in March as volatility and economic policy changes took some of the enthusiasm

Fear Must Not Inhibit a Financial Strategy

John J. Diak, CFP®

Mar 30, 2018
3 min

Fear Must Not Inhibit a Financial Strategy

Fear dissuades some people from sticking with a long-term financial strategy and discourages other people from developing one. Patience and

Should You Look at Insurance as an Investment?

John J. Diak, CFP®

Jan 23, 2018
3 min

Should You Look at Insurance as an Investment?

Is a permanent life insurance policy an investment? One financial professional might answer that question with a “no,” another might say “in

John J. Diak, CFP®

Jan 9, 2018
3 min

Can We Afford to Live to 100?

Some of us may retire at 65 and live to 100 or 105. Advances in health care may make this a strong possibility. The corresponding question i

Enjoy the Rally, But Prepare for the Retreat

John J. Diak, CFP®

Dec 12, 2017
2 min

Enjoy the Rally, But Prepare for the Retreat

Will the current bull market run for another year? How about another two or three years? Stocks will correct at some point. A bear market co

John J. Diak, CFP®

Nov 21, 2017
3 min

Are REITs Right for You?

These investments let you own real estate without having to be a landlord. By getting into a REIT, you can gain an ownership interest in pri

A Look at Self-Directed Brokerage Accounts

John J. Diak, CFP®

Sep 26, 2017
3 min

A Look at Self-Directed Brokerage Accounts

Ever hear of an SDBA? That acronym stands for self-directed brokerage account. If you are enrolled in a 401(k), 403(b), or 457 plan, you mig

Should Millennials Be Your Money Models?

John J. Diak, CFP®

Aug 15, 2017
3 min

Should Millennials Be Your Money Models?

Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure

Beware of Emotions Affecting Your Money Decisions

John J. Diak, CFP®

Aug 1, 2017
3 min

Beware of Emotions Affecting Your Money Decisions

Emotions can keep people from doing the right things with their money – or lead them to keep doing the wrong things. As you save, invest, an

John J. Diak, CFP®

Jul 25, 2017
2 min

Investing in Your Beliefs

Many investors wind up buying shares of companies whose beliefs and business practices are far removed from their own. Often, they simply ha

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Should You Skip Required Minimum Distributions for 2020?

Dividend Versus Growth Investments

What are the Differences Between an Individual Stock and ETF?

Why It’s Important to Diversify Your Investments

The Trouble With Forecasting The Market’s Future

What New Investors Need to Know About Asset Allocation

What if Capital Gains Were Indexed to Inflation?

Should You Leave Your IRA to a Child?

Choosing a Financial Professional

Adjusting Your Portfolio as You Age

2018: A First Quarter Review

Fear Must Not Inhibit a Financial Strategy

Should You Look at Insurance as an Investment?

Can We Afford to Live to 100?

Enjoy the Rally, But Prepare for the Retreat

Are REITs Right for You?

A Look at Self-Directed Brokerage Accounts

Should Millennials Be Your Money Models?

Beware of Emotions Affecting Your Money Decisions

Investing in Your Beliefs

Every Day Counts

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