John J. Diak, CFP®Nov 2, 20164 minIncome Inequality and Its Impact on Women's RetirementHere are the facts. Generally speaking, women earn less than men, live longer than men, and often take time out of the workforce to have chi
John J. Diak, CFP®Nov 1, 20163 minWhen Employees Leave, but Plan Accounts StayWork force reductions may leave some employers with low-balance plan accounts owned by former employees. These accounts can be expensive...
John J. Diak, CFP®Oct 26, 20162 minTips for Running a Successful Seasonal BusinessIf you have a seasonal business, you most likely face some challenges that year-round businesses don't. After all, trying to squeeze a...
John J. Diak, CFP®Oct 21, 20163 minYour Plan's Vesting Schedule: Tailor It to Meet Your NeedsA retirement plan's vesting schedule, which establishes when employer contributions to the plan will be owned outright by the employee,...
John J. Diak, CFP®Oct 10, 20162 minTips for Avoiding an Early Withdrawal PenaltyIf you take a taxable distribution from your IRA before age 59½, you generally will be required to pay a 10% additional federal tax....