• HOME

  • ABOUT

    • Leadership
    • The Difference
  • SERVICES

    • Individuals & Families
    • Business Owners
    • Life Transitions
    • Life Transitions: Divorce
  • CLIENTS

  • CONTACT

  • BLOG

  • More

    Use tab to navigate through the menu items.
    info@oatleydiak.com
    Oatley & Diak, LLC Financial Planning in Parker Colorado
    303.221.1900
    • All Posts
    • Education Planning
    • Business Planning
    • Financial Planning
    • Retirement Planning
    • Financial Wellness
    • Estate Planning
    • Insurance Planning
    • Market News
    • Investment Planning
    • Lifestyle
    Search
    10 Smart Tips for Getting Organized with Estate Planning
    John J. Diak, CFP®
    • May 1, 2019
    • 8 min

    10 Smart Tips for Getting Organized with Estate Planning

    Creating an estate plan in case of your death or disability can help your heirs avoid unneeded stress and uncertainty. Here are 10 steps to
    Smart Financial & Insurance Moves for New Parents
    John J. Diak, CFP®
    • Nov 13, 2018
    • 4 min

    Smart Financial & Insurance Moves for New Parents

    Becoming a new parent brings many new financial responsibilities. You’ll want to take care of the essentials in budgeting, insurance, and th
    Should You Leave Your IRA to a Child?
    John J. Diak, CFP®
    • Aug 6, 2018
    • 4 min

    Should You Leave Your IRA to a Child?

    Can a child inherit an IRA? The answer is yes, though they cannot legally own the IRA and its invested assets. It can get complicated.
    Are Your Beneficiary Designations Up to Date?
    John J. Diak, CFP®
    • Apr 2, 2018
    • 3 min

    Are Your Beneficiary Designations Up to Date?

    Your beneficiary choices may seem obvious when you initially make them, time has a way of altering things. In a stretch of five or ten years
    It's 2016: Do You Know Who Your Beneficiaries Are?
    John J. Diak, CFP®
    • Jan 4, 2016
    • 3 min

    It's 2016: Do You Know Who Your Beneficiaries Are?

    Many IRA owners may not be aware that after their death, the primary beneficiary -- usually the surviving spouse -- may have the right to transfer part or all of the IRA assets into another account. Be vigilant about naming beneficiaries on retirement accounts -- and avoid hardship for loved ones. [Click to Tweet] Many investors have taken advantage of pretax contributions to their company's employer-sponsored retirement plan and/or make annual contributions to an IRA. If you
    Shielding Retirement Assets From Taxes
    John J. Diak, CFP®
    • Dec 1, 2015
    • 5 min

    Shielding Retirement Assets From Taxes

    As hard as it is to believe, today's tax-advantaged plans -- including individual retirement accounts IRAs, 401(k)s, and rollover IRAs -- have the potential to make many employees millionaires. A 401(k) contribution of $433 per month, at 8% compounded monthly, would be worth more than $1 million after 35 years.1 These plans are also highly vulnerable to tax losses, if they are not bequeathed properly. For instance, a $1 million IRA inheritance could be whittled to almost noth
    Common Estate Planning Mistakes - and How to Avoid Them
    John J. Diak, CFP®
    • Nov 10, 2015
    • 4 min

    Common Estate Planning Mistakes - and How to Avoid Them

    Estate planning can be a minefield of potential missteps, some of which could have far-reaching consequences. Many of the poor choices individuals make when planning for their own future or passing assets to their families are caused by "one-size-fits-all" planning strategies or well-intended advice from family or friends. Following are some common and potentially costly mistakes along with suggestions for avoiding them. Failing to plan. Whether drafting a basic will or craft
    Beneficiary of a Trust? What You Need to Know
    John J. Diak, CFP®
    • Sep 15, 2015
    • 4 min

    Beneficiary of a Trust? What You Need to Know

    As a trust beneficiary, you have certain rights. Here are some things you may need to know to help keep your interests protected. If you have been named as a beneficiary of a trust, you probably have many questions about what comes next. Trusts can take many forms and may be governed by unique provisions established by the creator of the trust or "grantor." As a trust beneficiary, you have certain rights. But to ensure that your financial and other interests are fully protect
    It's 2015: Do You Know Who Your Beneficiaries Are?
    John J. Diak, CFP®
    • Jul 7, 2015
    • 3 min

    It's 2015: Do You Know Who Your Beneficiaries Are?

    Many investors have taken advantage of pretax contributions to their company's employer-sponsored retirement plan and/or make annual contributions to an IRA. If you participate in a qualified plan program you may be overlooking an important housekeeping issue: beneficiary designations. An improper designation could make life difficult for your family in the event of your untimely death by putting assets out of reach of those you had hoped to provide for and possibly increasin

    Every Day Counts

    Schedule Your Complimentary Discovery Meeting Today
    Schedule

    PROUD MEMBER

    Proud Member of the Financial Planning Association (FPA) in Parker, Colorado
    Proud Member of the International Academy of Colloborative Professionals
    ADV
    Privacy Policy

    © 2021 Oatley & Diak, LLC.

    All rights reserved.

    GET IN TOUCH

    • Facebook Clean
    • LinkedIn Clean
    303.221.1900
    info@oatleydiak.com