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The Equifax Data Breach
Have you been affected? If so, how can you try to protect yourself? On September 7, credit reporting agency Equifax dropped a consumer...

John J. Diak, CFP®
Sep 13, 20173 min read


Has Your Identity Been Stolen?
Identity theft hit 15.4 million Americans last year. Perhaps it hit you. You know you have been victimized when you get that courtesy call o

John J. Diak, CFP®
Sep 12, 20173 min read


Will You Really Be Able to Work Longer?
Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retiremen

John J. Diak, CFP®
Aug 29, 20173 min read


Having the Money Talk with Your Children
Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about fi

John J. Diak, CFP®
Aug 22, 20173 min read


Should Millennials Be Your Money Models?
Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure

John J. Diak, CFP®
Aug 15, 20173 min read


The Real Cost of College
How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colle

John J. Diak, CFP®
Aug 8, 20173 min read


What Are Your Odds of Being Audited?
The rich are more likely to be audited – and so are the poor. After all, an audit of a wealthy taxpayer could result in a “big score” for th

John J. Diak, CFP®
Jul 3, 20173 min read


Why Retirees Need Good Credit Scores
TransUnion recently surveyed baby boomers and discovered that nearly half thought their credit scores would become less important after they

John J. Diak, CFP®
Jun 20, 20173 min read


Could Insurance Rescue You in Retirement?
Insurance matters more in retirement planning than you may think. It is seldom “top of mind” in retirement planning conversations, but the r

John J. Diak, CFP®
May 23, 20173 min read


Tax Rules on Rental Property
A sale of income property incurs either a capital gain or loss. If you profit from the sale of income property, that profit is considered fu

John J. Diak, CFP®
May 16, 20173 min read


Combining Your Finances When You Marry
Just as a marriage requires understanding, respect, and compromise, so does the financial life of a married couple. If you are marrying soon

John J. Diak, CFP®
May 9, 20173 min read


When Someone Dies Without a Will
Every day, people die intestate. In legalese, that means without a will. This opens the door for the courts to decide what happens with thei

John J. Diak, CFP®
Apr 18, 20173 min read


The Critical Illness Insurance Option
Ever hear of critical illness insurance? This isn’t standard-issue disability insurance, but a cousin of sorts. With people living longer, i

John J. Diak, CFP®
Apr 11, 20172 min read


The Advantages of HSAs
Why do people open up Health Savings Accounts in conjunction with high-deductible health insurance plans? Well, here are some of the compell

John J. Diak, CFP®
Mar 20, 20174 min read
Article Feature: The ETF categories intriguing advisers
>> Read Full Article Feature on Financial Planning.com The ETF market is crowded, and advisers are looking for products that either fall...

John J. Diak, CFP®
Mar 6, 20171 min read


What Could You Do With Your Tax Refund?
About 70% of taxpayers receive sizable refunds from the Internal Revenue Service. Just how sizable? The average refund totals about $2,800.(

John J. Diak, CFP®
Feb 21, 20173 min read


2017 Retirement Account Limits
How much can you contribute this year? In 2017, you have another chance to max out your retirement accounts. Here is a rundown of yearly...

John J. Diak, CFP®
Feb 6, 20173 min read


What Does Your Home Insurance Policy Cover?
Homeowner policies routinely provide tornado, windstorm, & hailstorm coverage. If a tornado, windstorm, or hailstorm damages your home o

John J. Diak, CFP®
Feb 1, 20173 min read


The Right Way to Heart Health
There are many ways that you can stay heart healthy, and they don’t all have to be about counting calories and exercising for hours. You ca

John J. Diak, CFP®
Feb 1, 20173 min read


February is American Heart Month
Heart disease isn’t just one disease, but several different diseases that all fall under this heading including: angina, myocardial infarcti

John J. Diak, CFP®
Feb 1, 20171 min read
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