John J. Diak, CFP®
Adjusting Your Portfolio as You Age
As you approach retirement, it may be time to pay more attention to investment risk. Rebalancing your portfolio with your time horizon in mi
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John J. Diak, CFP®
- May 15, 2018
- 4 min
The Pros & Cons of Roth IRA Conversions
What are the potential benefits and drawbacks of a Roth IRA conversion? If you own a traditional IRA, perhaps you have thought about convert
John J. Diak, CFP®
- Apr 17, 2018
- 3 min
For Retirement, Income Matters as Much as Savings
Although your retirement benefits may be taxed, more retirement income is decidedly better than less – and a key part of retirement planning
John J. Diak, CFP®
- Apr 10, 2018
- 10 min
2018: A First Quarter Review
Stocks rallied in January, corrected in February, and slumped in March as volatility and economic policy changes took some of the enthusiasm
John J. Diak, CFP®
- Apr 10, 2018
- 3 min
What Do You Have in Reserve for 2018?
Living without an emergency fund can invite worry. It is an anxiety too many households have had to accept. Plan to save a little each month
John J. Diak, CFP®
- Mar 27, 2018
- 3 min
The Retirement Mindgame
What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your
John J. Diak, CFP®
- Mar 20, 2018
- 3 min
The Risk of Being a Suddenly Single Woman
With a clear understanding of where she stands, financially, a widow may evaluate her investment and wealth management options and take step
John J. Diak, CFP®
- Feb 20, 2018
- 4 min
The Many Benefits of a Roth IRA
The Roth IRA changed the whole retirement savings perspective. Since its introduction, it has become a fixture in many retirement planning s
John J. Diak, CFP®
- Jan 30, 2018
- 3 min
Are You Really Saving Enough for Retirement?
Are you on track to save $1 million or more for retirement? If you are 50 or younger, you may need that much in savings to generate the kind
John J. Diak, CFP®
- Jan 9, 2018
- 3 min
Can We Afford to Live to 100?
Some of us may retire at 65 and live to 100 or 105. Advances in health care may make this a strong possibility. The corresponding question i
John J. Diak, CFP®
- Dec 19, 2017
- 2 min
Retirement Plan Contribution Limits Rise for 2018
You will able to put a little more into your workplace retirement account in 2018. The federal government raised the annual contribution lim
John J. Diak, CFP®
- Nov 28, 2017
- 3 min
Getting (Mentally) Ready to Retire
A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression
John J. Diak, CFP®
- Oct 17, 2017
- 3 min
Is a SIMPLE IRA Right for Your Business?
Do you want a simple retirement plan you can implement easily as an independent contractor or small business owner? A SIMPLE IRA plan gives
John J. Diak, CFP®
- Oct 3, 2017
- 3 min
Before You Claim Social Security
Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision.
John J. Diak, CFP®
- Sep 26, 2017
- 3 min
A Look at Self-Directed Brokerage Accounts
Ever hear of an SDBA? That acronym stands for self-directed brokerage account. If you are enrolled in a 401(k), 403(b), or 457 plan, you mig
John J. Diak, CFP®
- Sep 5, 2017
- 4 min
Medicare Enrollment Options for 2017-18
Key Medicare enrollment periods are approaching for 2017-2018. This fall and winter, there are three periods in which Medicare beneficiaries
John J. Diak, CFP®
- Aug 29, 2017
- 3 min
Will You Really Be Able to Work Longer?
Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retiremen
John J. Diak, CFP®
- Aug 15, 2017
- 3 min
Should Millennials Be Your Money Models?
Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure
John J. Diak, CFP®
- Jul 6, 2017
- 3 min
One Couple, Two Different Retirements?
Retirement planning is about the pursuit of a happy outcome – a fun and emotionally rewarding “second act” that spouses and partners can sha
John J. Diak, CFP®
- Jun 20, 2017
- 3 min
Why Retirees Need Good Credit Scores
TransUnion recently surveyed baby boomers and discovered that nearly half thought their credit scores would become less important after they
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