Recent low rates of interest have affected two important factors used to value wealth transfers involving trusts -- the applicable federal r

Many participants in employer-sponsored retirement savings plans have the option to convert their plan assets into a guaranteed annuity when

Here are the facts. Generally speaking, women earn less than men, live longer than men, and often take time out of the workforce to have chi

A retirement plan's vesting schedule, which establishes when employer contributions to the plan will be owned outright by the employee,...

If you take a taxable distribution from your IRA before age 59½, you generally will be required to pay a 10% additional federal tax....

Most 401(k) plan sponsors offer their employees some type of matching contributions. The most common match, according to the Plan Sponsor...

These days, it is vitally important for individuals to set money aside for retirement during their working years. Unfortunately, not...

Over the past several decades, there has been a significant shift in the retirement savings landscape away from employer-sponsored...

Recent research shows that individuals over age 65 are carrying more debt today than they did a decade ago. How might this reality play...

Medicare contains many rules that beneficiaries and their caregivers are required to learn. Perhaps the best way to grasp the program's...

Not that long ago, retirement meant being put out to pasture, with long days punctuated by occasional games of golf and bridge. But...

As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to...

This article looks at the risks retirees face in outliving their assets and the steps they can take to reduce such risks. How long might...

Inflation can eat away at your savings. This report explains how you can defend against inflation. A penny saved is a penny earned,...

While first-timers officially have until April 1 of the following year to take their first annual required minimum distribution (RMD),...

Once a retirement savings plan has been approved and is in place, it's tempting for a plan sponsor to sit back and adopt an "I'm done,"...

Note that there is a four-month window in which these strategies will still be in effect in their current iterations. On Monday, November...