John J. Diak, CFP®
Tips for Avoiding an Early Withdrawal Penalty
If you take a taxable distribution from your IRA before age 59½, you generally will be required to pay a 10% additional federal tax....
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John J. Diak, CFP®
Sep 15, 20162 min read
Sell Your Employer Match
Most 401(k) plan sponsors offer their employees some type of matching contributions. The most common match, according to the Plan Sponsor...
John J. Diak, CFP®
Sep 8, 20162 min read
Consider the "Autopilot" Option for Your Plan
These days, it is vitally important for individuals to set money aside for retirement during their working years. Unfortunately, not...
John J. Diak, CFP®
Aug 25, 20163 min read
The DOL Revisits Conflict of Interest Rules
Over the past several decades, there has been a significant shift in the retirement savings landscape away from employer-sponsored...
John J. Diak, CFP®
Jun 28, 20162 min read
Will Debt Hinder Your Retirement Outlook?
Recent research shows that individuals over age 65 are carrying more debt today than they did a decade ago. How might this reality play...
John J. Diak, CFP®
Jun 13, 20164 min read
Understanding Medicare: Parts A, B, C, and D
Medicare contains many rules that beneficiaries and their caregivers are required to learn. Perhaps the best way to grasp the program's...
John J. Diak, CFP®
Jun 6, 20164 min read
Your Second Wind — Starting Up a New Business in Retirement
Not that long ago, retirement meant being put out to pasture, with long days punctuated by occasional games of golf and bridge. But...
John J. Diak, CFP®
Jun 1, 20164 min read
Make the Most of Your 401(k)
As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to...
John J. Diak, CFP®
May 9, 20165 min read
Longevity Risk and Retirement Income
This article looks at the risks retirees face in outliving their assets and the steps they can take to reduce such risks. How long might...
John J. Diak, CFP®
May 2, 20165 min read
Investing Long Term? Don't Overlook the Inflation Factor!
Inflation can eat away at your savings. This report explains how you can defend against inflation. A penny saved is a penny earned,...
John J. Diak, CFP®
Apr 28, 20164 min read
Turning the Page: Five Things Baby Boomers Need to Know About RMDs
While first-timers officially have until April 1 of the following year to take their first annual required minimum distribution (RMD),...
John J. Diak, CFP®
Apr 1, 20163 min read
A Plan Sponsor Checklist
Once a retirement savings plan has been approved and is in place, it's tempting for a plan sponsor to sit back and adopt an "I'm done,"...
John J. Diak, CFP®
Feb 10, 20163 min read
Budget Deal Curbs Social Security Claiming Options
Note that there is a four-month window in which these strategies will still be in effect in their current iterations. On Monday, November...
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